BestBenefit Accident & Illness Plans

BestBenefit plans from Pets Best are the most popular and offer comprehensive coverage for accidents and illnesses. Rates for these plans will vary based on the age, breed, and location of the pet; so you’ll need to quote to get a price. Examples of accidents: broken bones and lacerations. Examples of illnesses: ear infections, diabetes, and cancer.

Wellness Plans for Routine Care

Our optional wellness plans for routine care can be added on to the BestBenefit Accident & Illness Plan. Wellness plans can help pay for vaccinations, spay/neuter, bloodwork and more. No deductibles apply.

Accident Only Plan

Pets Best offers the budget friendly Accident Only plan. This plan offers coverage for accidents (it does not cover illnesses). Pricing for Accident Only plans is $6 per month for cats, and $9 per month for dogs, for all ages and breeds. (Except in Washington state, it’s $7 for cats and $10 for dogs per month.)

24/7 Pet Helpline

All Pets Best customers get access to a 24/7 Pet Helpline. Call, chat, or email with a veterinary expert any time of the day to get advice about how best to care for your pet. From emergencies to pet-behavior questions, they can answer your questions.


The PEWC was placed on for online quotes as of 07/06/20.

By clicking Get a Quote, you also agree to receive texts and calls to this number about various available product types and services, marketing, surveys, and claims, including by automatic telephone dialing system or an artificial or prerecorded voice, from Farmers® agents and from Farmers, Foremost®, Bristol West®, and 21st Century® Insurance entities and their other representatives. Your consent is not a condition of purchase.

 Discount Disclaimer

*5% discount applies to BestBenefit plans; discount not available in AK, FL, HI, or TN. Additional 5% if insuring more than one pet.